Travel Insurance

We ask everyone who registers for one of our trips to purchase a travel insurance policy at the time of registering. As we’ve all learned in recent years especially, travel realities can change quickly with one headline, phone call, accident, or unexpected life interruption. As we continue to recover from the financial impact to our business during the pandemic and the war, we are unable to provide exceptions to our stated refund policy.

*For trips including Israel, policies ARE available, but may not appear so online. You will need to contact providers by phone.

CANCEL FOR ANY REASON (CFAR) POLICIES: We strongly recommend purchasing a “Cancel for Any Reason” travel insurance policy, that will allow you to cancel even for “uncovered reasons” such as personal reasons you no longer wish, or cannot travel for, that may not meet the “covered” criteria. CFAR policies often protect 80% of your trip payments for uncovered reasons, and 100% for covered reasons (personal medical emergency, etc.). We recommend you purchase a CFAR policy that includes the total value of your pre-trip payments due (no need to include the final payment toward tips since these are only due on arrival, so not at risk of loss if you cancel). You may also want to include your estimated flight cost in this policy, though many prefer to do this separately through the airline while booking.

If you plan to arrive early, depart late, or add additional travel, please adjust your insurance coverage to the dates of your total travel. Most policies will allow you to adjust this to include additional travel at later dates if you are unsure.

Travel Insurance Details:

***ISRAEL POLICIES***

Trip Insurance policies ARE available for travel to Israel. However, you usually have to contact providers directly, as they may not be available online as they want to ensure you understand any “exclusions,” including that “war” is not a covered option. This is not new, but the October 7, 2023 event is still being advised. We will communicate trip specific details for your situation regarding steps we are taking to only offer itineraries including Israel when we are very confident of our travel options. We are negotiating delayed payments to protect trip payments as much as possible.

War/terrorism is almost always an “uncovered” reasons to any destination, so this exclusion is not new or unique. However, it is being more emphasized for travel to Israel even as travel increases dramatically back to the region, to ensure people understand this exclusion. This is why we recommend “CFAR” policies to any destination.

“CFAR - Cancel for any reason” coverage is available for many policies IF you purchase it soon after paying your initial deposit (often needs to be purchased within 3 weeks of your initial paid deposit - contact us if you have any questions about this). This level of policy can be more expensive, but for those whose risk of travel interruption is known to be higher, including those traveling to Israel, or who have health concerns, or who are caring for dependents such as seniors or minors with known health issues, this kind of policy offers the most security for your trip payment investment, allowing you to “cancel for any reason.”

Please review all options for your situation with trip insurance companies and purchase a policy immediately after making your initial trip deposit at the level that is best for your situation.

Travel Insurance Companies

Travel the Text does not sell or recommend any specific travel insurance policy or agency. However, many group members have found Allianz to offer quick and reliable coverage and claim assistance even during the war and pandemic, that other policies more quickly denied.

Squaremouth Search

This link may be useful for initial policy search options: https://www.squaremouth.com

In the event of needing to file a claim with your travel insurance provider, TTT will provide payment receipts and documents on request that are suitable for your situation and filing needs. Email jamie@travelthetext.com for assistance.